refinancing of mortgages granted by other financial institutions
Minimum 13 months
Maximum 360 months
up to 100% of the project cost
The FLOATING interest will initially be set at the value of:
Offer 1
10.62% floating Interest rate – for customers who meet one of the following conditions: employees of budgetary institutions within salary projects, are employed in the IT field, work in a company providing accounting services, private medical sector, private education or in a company with over 500 employees
Offer 2
11.12% floating Interest rate – for customers who meet one of the following conditions: work in a private company from 101 to 500 employees or receive their salary on a Victoriabank card
Standard Offer
11.62% floating Interest rate – for customers who do not meet any of the specific conditions mentioned above
For a credit in the amount of 750,000.00 MDL for a term of 25 years, the following payments are expected:
For the 8.9% FIXED Interest Rate in the first 24 months, and starting from the 25th month - 10.62% floating, the monthly payment is 6,242.81 MDL during the period of application of the fixed rate and 7,096.15 MDL for the floating rate. The effective annual interest rate is 10.78%, and the total amount payable (loan amount + all related costs) is 2,121,218.51 MDL
For the 10.62% floating Interest Rate, the monthly payment is 7,145.89 MDL. The effective annual interest rate is 11.22%, and the total amount payable (loan amount + all related costs) is 2,155,773.93 MDL