STAR Card Platinum

Unique in its own way.

Exclusive and Privileged, just like you!

Order the shopping card

About the card

nDestination
  • shopping card
  • loyalty card
  • revolving credit card
k Credit term

60 months, repayment schedule for the last 24 months

h Credit amount

Minimum amount: 50.000 lei, maximum amount 1.000.000 lei (up to 6 net salaries)

l Grace period

up to 56 days

Benefits

  • Pay for your purchases at Partners in up to 12 equal installments
  • For each payment with STAR card, you accumulate points: 1 point = 1 MDL

    Payments from accumulated Points and installments can ONLY be made with the physical presence of the card.
  • You receive a bonus of 100 STAR points (the equivalent of 100 MDL) after you first use the STAR card at merchants
  • Up to 15% of the value of purchases made in partner stores for terminal payment (POS) Victoriabank:
    • 0.35% of the value of purchases made on the territory of the Republic of Moldova and
    • 0.1% of the value of purchases made abroad
  • 50% cashback, for maximum 2 insurance policies contracted annually, purchased and paid for with the STAR Card Platinum card on the rapidasig.md website for the 15-day Green Card, for cars with up to 9 seats.

    To receive cashback - select payment with Victoriabank card STAR Platinum 50% cashback.

    Quantification of the one-year period begins on the date of purchase of the first insurance policy.

    Example: when purchasing the first insurance on 24.05.2023, the year will be considered completed on 23.05.2024.

    Note: 50% cashback is applied if you purchase only the Green Card, without the Rovignette (make sure the "I want to add the Rovignette" option is not checked).
  • Qualitative Concierge services
  • Insurance for clients traveling abroad
  • Hotel reservation and car rent
  • Access to more than 1000 VIP Lounge rooms in airports from over 450 cities

Lounge Key – Free (Unlimited)*

What is Lounge Key?

An exclusive program that provides access to over 1,400 airport lounges in international airports for Mastercard Platinum Victoriabank cardholders and their accompanying guests.

Your Benefits

  • Unlimited lounge access – enjoy 24/7 entry to select airport lounges worldwide 
  • A serene atmosphere, offering refined comfort and premium amenities before your flight 
  • Access to Chisinau International Airport lounge is included 
  • Entry available for both you and your accompanying guests.

How to Access Lounge Key

Present your Mastercard Platinum Victoriabank card or the QR code from the Lounge Key app.

Provide your boarding pass, ensuring the name on your card and the ticket are the same Enter your card PIN on the Lounge Key terminal for verification A temporary charge of USD 1 will be applied and automatically released within a few minutes.

  • Access for Accompanying Guests

Accompanying guests may access Lounge Key for a fee of USD 35 per person.

Conditions for FREE Lounge Access

To enjoy the full privilege of unlimited complimentary lounge access under the Lounge Key program, please ensure the following:

  • Make purchases with your Victoriabank Mastercard Platinum card totaling at least MDL 9,000 (or the equivalent in another currency).
  • Transactions should be made within 30 calendar days + 5 business days prior to your travel date.
  • The transaction amounts must be settled and debited from your card account.

The following are not eligible for calculation:

  • Account or card balance replenishments (top-ups)
  • Cash withdrawals
  • P2P transfers
  • Transactions made in the last 5 working days before departure.
Note: If the minimum MDL 9,000 spending requirement is not met, lounge access is still available for a fee of USD 35 per visit.

Extra Benefit: Enjoy two complimentary Lounge Key visits between January 1 – June 30, 2026 for you or your guest.

Simply pay for the visit, and we will automatically refund the fee - up to two times by June 30, 2026. The refunded amount will be maximum USD 35 / MDL 683.68 per visit, depending on the fee charged for access (or the equivalent in your account currency, at the official NBM exchange rate on the transaction date)

Note: Starting January 1, 2026, access to Business Lounges at Henri Coanda International Airport (Bucharest) will be available only for a fee, in accordance with the rules and rates applied by the lounges.

Concierge 24/7-FREE

If you need some information about transport, hotel, house cleaning, gifts delivery, taxi order – then Mastercard Concierge for your Mastercard Platinum will do that for you, and even more.

Insurance-FREE

If you want to travel abroad, it is good to know that you can benefit from an insurance, to be safe in any corner of the world you would be.

Email: info@moldasig.md


Scan the QR-code to access the Insurance Policy

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RulesInsurance policy

The insurance is valid only if the following conditions are met:

Payments of at least 50% of the total travel costs must be made with the card, for example:

50% of the total value of the transportation tickets issued be a domestic or international transport operator, or 50% of the total cost of accommodation services, or 50% of the costs for car rental and fuel, or 50% of the total cost of the trip.

Fast Track Service – Your Gateway to Effortless Travel

Enjoy complimentary access and unlimited entries until 31 December 2026.

Travel Smarter. Move Faster. Feel Exclusive.

With the Fast Track service, holders of Mastercard STAR Card Platinum and Mastercard Platinum enjoy a seamless airport experience. Skip the lines and move through security and airport formalities with ease — using a dedicated priority lane designed for comfort, speed, and exclusivity.

All you need is your boarding pass and the QR code generated for Fast Track access.

Why Choose Fast Track?

  • Priority access through dedicated airport lanes — breeze through check-in, baggage drop-off, security, and passport control.
  • Premium comfort and valuable time savings at international airports.
  • Share the experience — enter together with accompanying guests.
  • Unlimited, free entries until 31 December 2026.

Travel becomes not just faster — but more enjoyable.

How to Use Fast Track

  • Ensure your card is active. No additional registration with the bank is required.
  • Register via the Mastercard Travel Experiences app or at the site
  • Select your airport, number of travelers, and the desired time slot.
  • Receive your personal QR code via the app or email. Save it or add it to your digital wallet.
  • Arrive at the airport, proceed to the Fast Track lane, and present your QR code for priority access.

Travel with Guests

The cardholder may access the Fast Track area together with accompanying guests. The cost for each accompanying guest varies depending on the airport and is displayed at the time of reservation.

Costs

  • Floating Interest Rate 16,10%

    Composed of the NBM Reference Index (5,57%) and the Bank's Fixed Margin (10,53%)

  • Commission in the case of cash withdrawals from ATMs and Victoriabank POS - 2%
  • Transfer initiated through remote service channels - 2%
  • Initial card issuance - Free
  • Annual administration of each card linked to the account – FREE for the first year, starting with the second year – 1,000 MDL/per year. The fee will be applied starting with the second year, in the month in which the card was issued.


Calculation example

For a credit line in the amount of MDL 50.000 MDL, the monthly rate is a maximum of MDL 2.500, and the maximum possible monthly interest is MDL 683,72. In total, the maximum possible monthly payment is MDL 3.183,72. The effective annual interest rate (EAR) for the loan used in cash is 19,47%, and the total amount payable (loan amount + all related costs) is MDL 86.514,56.

The calculations carried out may vary insignificantly due to the possibility of changing the actual number of days between maturities.

Be financially responsible and careful to pay back the loan on time.