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Up to 400.000 lei, without material guarantees, for a period of up to 5 years

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About the credit Eligibility criteria of the applicant Required documents

About the credit

g Purpose

consumer needs for various purposes

k Term

minimum 6 months

maximum 60 months

h Maximum credit amount

400,000 MDL

Eligibility requirements for applicants

  • citizenship of the Republic of Moldova or foreign citizenship / statelessness – tax residence of the Republic of Moldova
  • minimum age of 18 years old at the date of credit issuance
  • is a Victoriabank customer and has a qualified advanced electronic signature
  • maximum age of 65 years old at the maturity date of the credit
  • official income and capacity to pay that meets the bank requirements
  • at least 6 months of work at the current job and at least 6 salary records in the State Tax Service Report
  • during the last calendar year, not there were arrears up to 61 days for the repayment of credits/ loans contracted from other creditors
  • no credits / loans subject to enforcement in the last 3 years

Required documents

  • The identity document
Note: The Income certificate (if the income is not reported to the State Tax Service) and/or other supporting documents regarding the additional revenues collected (as the case may be).

Costs

Be financially responsible and careful to pay back the loan on time.

Example of calculation

For a credit in the amount of 200,000.00 MDL for a period of 5 years, with an  promotional interest rate of 8.90% (fixed) the monthly payment is 4,141.97 MDL, the effective annual interest rate (EAR) is 9,27%, and the total amount payable will be 248,518.32 MDL.

Adeverința de salariu
VictoriaBank
Detalii
calculator de rate
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