Expres Loan Online

Up to 300.000 Lei, without material guarantees, for a period of up to 5 years

APPLY FOR CREDIT

About the credit

g Purpose

consumer needs for various purposes

k Term

up to 5 years

h Maximum credit amount

300,000 MDL

Eligibility criteria of the applicant

  • citizenship of the Republic of Moldova or foreign citizenship / statelessness – tax residence of the Republic of Moldova
  • minimum age of 18 years old at the date of credit issuance
  • is a Victoriabank customer and has a qualified advanced electronic signature
  • maximum age of 65 years old at the maturity date of the credit
  • official income and capacity to pay that meets the bank requirements
  • at least 4 months of work at the current job and at least 3 salary records in the State Tax Service Report
  • during the last calendar year, there were arrears up to 61 days for the repayment of credits/ loans contracted from other creditors
  • no credits / loans subject to enforcement in the last 3 years

Interests and fees

  • Interest Rate – 10.99%, consisting of the NBM Reference Index (3.38%) + Fixed Margin of the Bank (6.87%)
  • File analysis commission - 0 Lei 

Illustrative example

For a credit in the amount of 200,000 MDL for a term of 5 years, the monthly payment is 4,347.50 MDL. The EAIR is 11.55%, and the total amount payable is 260,849.00 .

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