Expres Loan Online

Up to 400.000 lei, without material guarantees, for a period of up to 5 years

APPLY FOR CREDIT

About the credit

The promotion is valid from 15.10.2025 to 9.11.2025!

Fixed interest rate of 8,90% and DAE 9,27%.

g Purpose

consumer needs for various purposes

k Term

minimum 6 months

maximum 60 months

h Maximum credit amount

400,000 MDL

Eligibility requirements for applicants

  • citizenship of the Republic of Moldova or foreign citizenship / statelessness – tax residence of the Republic of Moldova
  • minimum age of 18 years old at the date of credit issuance
  • maximum age of 70 years old at the maturity date of the credit
  • official income and capacity to pay that meets the bank requirements
  • at least 6 months of work at the current job and at least 6 salary records in the State Tax Service Report
  • no credits / loans subject to enforcement in the last year

Required documents

  • The identity document
Note: The Income certificate (if the income is not reported to the State Tax Service) and/or other supporting documents regarding the additional revenues collected (as the case may be).

Costs

  • Fixed promotional interest rate - 9,10%

  • File analysis commission - 0 lei
Be financially responsible and careful to pay back the loan on time.

Example of calculation

For a credit in the amount of 200.000,00 MDL for a period of 5 years, rate of 8,90% (fixed) the monthly payment is 4.142,46 MDL, the effective annual interest rate (EAR) is 9,27%, and the total amount payable will be 248.547,74 MDL.