Expres Loan Online

About the credit

Purpose

consumer needs for various purposes

Term

up to 5 years

Maximum credit amount

300,000 MDL

Eligibility criteria of the applicant

citizenship of the Republic of Moldova or foreign citizenship / statelessness – tax residence of the Republic of Moldova
minimum age of 18 years old at the date of credit issuance
is a Victoriabank customer and has a qualified advanced electronic signature
maximum age of 65 years old at the maturity date of the credit
official income and capacity to pay that meets the bank requirements
at least 4 months of work at the current job and at least 3 salary records in the State Tax Service Report
during the last calendar year, there were arrears up to 61 days for the repayment of credits/ loans contracted from other creditors
no credits / loans subject to enforcement in the last 3 years

Interests and fees

Interest Rate – 10.99%, consisting of the NBM Reference Index (3.38%) + Fixed Margin of the Bank (6.87%)
File analysis commission - 0 Lei

Illustrative example

For a credit in the amount of 200,000 MDL for a term of 5 years, the monthly payment is 4,347.50 MDL. The EAIR is 11.55%, and the total amount payable is 260,849.00 .