STAR Card

• Floating Interest Rate 14,23%

  Composed of the NBM Reference Index (3,70%) and the Bank's Fixed Margin (10.53%)

• Commission in the case of cash withdrawals from ATMs and Victoriabank POS - 2%
• Transfer initiated through remote service channels - 2%
• Initial card issuance - Free

• Free the first year, starting with the second year – 100 MDL/year:

  • Starting from 01.05.2023 for new issued cards - fee will be payable starting from the second year, in the month in which was issued card;
  • Cards issued before 30.04.2023 - the fee will be paid in the month in which the card was opened, starting with 2024 year.

• Untill 30/04/2023 to the STAR Card will not apply the commission.

Calculation example

For a credit line in the amount of MDL 50.000 MDL, the monthly rate is a maximum of MDL 2.500, and the maximum possible monthly interest is MDL 604,29 . In total, the maximum possible monthly payment is MDL 3.104,29 . The effective annual interest rate (EAR) for the loan used in cash is 16,16%, and the total amount payable (loan amount + all related costs) is MDL 80.141,07.