STAR Card

• Floating Interest Rate 16,35%

  Composed of the NBM Reference Index (5,82%) and the Bank's Fixed Margin (10.53%)

• Commission in the case of cash withdrawals from ATMs and Victoriabank POS - 2%
• Transfer initiated through remote service channels - 2%
• Initial card issuance - Free

• Free the first year, starting with the second year – 100 MDL/year:

  • Starting from 01.05.2023 for new issued cards - fee will be payable starting from the second year, in the month in which was issued card;
  • Cards issued before 30.04.2023 - the fee will be paid in the month in which the card was opened, starting with 2024 year.

• Untill 30/04/2023 to the STAR Card will not apply the commission.

Calculation example

For a credit line in the amount of MDL 50.000 MDL, the monthly rate is a maximum of MDL 2.500, and the maximum possible monthly interest is MDL 694,32. In total, the maximum possible monthly payment is MDL 3,194.32. The effective annual interest rate (EAR) for the loan used in cash is 17,84%, and the total amount payable (loan amount + all related costs) is MDL 83.422,94.