Overdraft credit to current account

About credit


Compensating the temporary working capital deficits generated by payments delays, to pay taxes or suppliers.




up to 24 months with extension option

Do you need easy access for lending

  • The Overdraft Credit to current account can be accessed by existing or the new clients
  • The Overdraft Credit to current account can meet your needs for business development
  • No pledges required
  • The Overdraft Credit to current account supposes the automatic value adjustment each 6 months depending on cash flow on the current account
  • The Overdraft Credit to current account allows to pay interest only for the used amount used (not for the entire approved amount)
  • Access to borrowed funds directly from the current account
  • Compensation, reimbursement, daily automatic decrease overdraft used amount from the inflows/balance on the current account at the end of the day
  • Credit repayment on maturity

Eligibility criteria

  • The company is operating for at least 24 months
  • There are no overdue payments on loans granted in the last 12 months, according data supplied by Loan Reporting Office/Agency (BIC)
  • Your company must have financial stability

How to apply for a loan

  • Contact the branch you are already working with
  • Fill out the loan application
  • Submit the legal-constitutive decision for contracting the loan and the legal authorized representative of the company within the legal transaction
  • Attach copy of the last two (annual) financial reports and for the last completed quarterly trial balance