Working Capital Loan

About credit


The working capital loan was designed to cover temporary or cyclical working capital deficits, to pay taxes, suppliers, to refinance loans from other banks, to enhance the product range and other financing needs.



kGrace period on loan payments

up to 36 months


  • The working capital loan can meet your needs for business development
  • The working capital loan helps you to pay bills in time (payment of suppliers, payment of employees, payments to the budget, etc
  • The working capital loan may allow extend your product range
  • The working capital loan may allow refinance other loans granted by other banks
  • Allows you to benefit of a flexible payment schedule, set up with you

Eligibility criteria

  • The company is operating for at least 12 months
  • There are no overdue payments on loans granted in the last 12 months, according data supplied by Loan Reporting Office/Agency (BIC)
  • Your company must have financial stability

Types of accepted pledges

  • Movable or immovable assets
  • Pledge of funds on deposit account

Cum aplici?

  • Te așteptăm la Sucursala unde te deservești
  • Completează cerere de credit
  • Prezintă aprobarea legal/constitutivă privind contractarea creditului și persoanele împuternicite să angajeze societatea
  • Prezintă copia ultimelor situații financiare și ultimul trimestru încheiat