Victoriabank is launching a special offer on mortgage loans: a fixed interest rate of just 7.75% for the first 2 years

Great news for those who want to own their own home! During the period August 1 – September 30, 2026, Victoriabank is launching a promotional offer on home loans, providing a a fixed interest rate of just 7.75% for the first 24 months, for greater financial stability and predictability.

Whether it’s their first home or a fresh start, customers can plan their budget without any surprises, knowing exactly what their monthly payment will be for the first two years of the loan. After the promotional period, the interest rate becomes variable and amounts to 8.66% (index + 3% margin), and The APR is 8.85%.

Sample calculation:

• Loan amount: 1,100,000 MDL

• Deadline: 25 years

• Monthly payment during the fixed-rate period: 8,310.77 MDL

• Monthly payment after the promotional period: 8,944.90 MDL

• DAE: 8.85%

• Total due: 2,680,253.93 MDL

Apply by September 30, 2026, and take the first step toward owning your home with a fixed interest rate of 7.75% for the first two years!