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Victoriabank Launches MIA Business – Instant Payments Between Businesses
Starting February 16, Victoriabank is launching the service MIA Business-to-Business (B2B), becoming the first bank in Moldova to offer companies the ability to send instant payments through the MIA Instant Payments system, developed by the National Bank of Moldova. The service is available exclusively in the VB24 Business app and operates 24/7/365.
Through MIA Business, Victoriabank eliminates the traditional barriers associated with banking hours and interbank settlement times. Companies can make instant payments exactly when they are needed, with immediate confirmation in the recipient’s account.
This feature supports more efficient cash flow management and ensures predictability in business relationships, which is essential in a dynamic and competitive business environment.
Benefits of MIA Business at Victoriabank:
Real-time transfers – funds arrive in seconds
Available 24/7/365 – no breaks, no non-working days
Straight from VB24 Business—online, simple, and convenient
IBAN as a unique identifier – national standard
Transparency in Business Relationships – Partners Can Instantly View Received Payments
The maximum amount per transaction is 500,000 MDL.
“MIA Business represents a strategic step forward for Moldova’s business community. As a systemic bank, we are setting a new standard in the market—one in which both the sender and the recipient benefit from fast and transparent payments. Through MIA Business-to-Business (B2B), customers can make and receive instant payments in MDL directly into their accounts using only their partner’s IBAN. “This feature simplifies daily processes, reduces the risk of errors, and enables companies to manage their cash flows in real time, without relying on traditional banking hours,”
says Elena-Ionela Maloș, Vice President of Operations at Victoriabank.
The service is available for all MDL accounts held by corporate clients in VB24 Business. The launch of MIA Business strengthens Victoriabank’s position as a strategic partner for businesses, offering a comprehensive and secure digital tool for both sending and receiving payments.