Now you can take the first step with a mortgage from Victoriabank with 7.25% fixed interest rate for the first 2 years, for greater stability.
Afterward, you'll enjoy floating interest rate: index + 3% bank margin.
The promotion is valid until June 30.
Representative calculation example
For a loan of 750,000 lei with a 25-year term under the terms of the promotion:
Promotional interest rate: 7.25% fixed for the first 24 months
Subsequent interest rate: 8.57% free float as of the 25th
Monthly payment:
5,421.05 lei during the fixed-rate period
6,039.96 lei during the variable-rate period
Annual Percentage Rate (APR): 8.69%
Total amount payable (loan amount + related costs): 1,809,133.83 lei
The total amount does not include property insurance costs, which are mandatory for the entire term of the loan. Be financially responsible. Be sure to repay the loan on time.