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Mortgage Promotion: 7.25% Fixed Interest Rate for the First 24 Months

1 April - 30 June 2026

Mortgage Promotion: 7.25% Fixed Interest Rate for the First 24 Months

From April 1 through June 30, customers can take advantage of an attractive promotional offer on home loans, available for all applications approved during this period.

Promotional interest rate

7.25% fixed interest rate during the first 24 months

Subsequently, floating interest rate: index + 3% bank margin

This cost structure allows customers to enjoy stability during the first two years of the loan, during which time the monthly payment remains unchanged.

Representative Calculation Example

For a 750,000 lei loan with a 25-year term under the promotional terms:

Promotional interest rate: 7.25% fixed for the first 24 months

Subsequent interest rate: 8.57% variable starting in the 25th month

Monthly payment:

5,421.05 lei during the fixed-rate period
6,039.96 lei during the floating-rate period

Annual Percentage Rate (APR): 8.69%

Total amount payable (loan amount + related costs): 1,809,133.83 lei

The total amount does not include property insurance costs, which are mandatory for the entire duration of the loan. Be financially responsible. Be sure to repay the loan on time.

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