9 October 2026

Want to buy a home in Romania? Now you can finance it through Victoriabank

Fixed interest rate of 8.25% in the first year;
The possibility of purchasing a home in Romania;
Loan term of up to 30 years;
A streamlined process and support throughout the funding period.

Representative example

For a mortgage loan of 1,100,000.00 MDL, granted for a term of 25 years, the monthly payment is 8,647.32 MDL for the first 12 months if a fixed interest rate applies.

After the fixed-rate period, a variable interest rate ranging from 8.66% to 9.66% applies, depending on the margin set for your offer. For this example, the monthly payment for the variable-rate period is 8,970.65 MDL, calculated based on an interest rate of 8.66%, applicable as of the date of this example.

The Annual Percentage Rate (APR) is 9.01%, and the total cost of the loan is 2,699,640.57 MDL.

The total amount does not include property insurance costs, which are mandatory for the entire term of the loan. Be financially responsible. Be sure to repay the loan on time.