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Overdraft

Covers current payments, taxes, and obligations to suppliers

Maximum amount: 20,000,000 MDL

Currency: MDL, EUR, USD

Duration: up to 2 years

Overdraft

Do you need easy access to financing?

​overdraft product description​

Green check​The loan is available to both existing and new customers of the bank

Green check​No material guarantees

Green check​Automatic adjustment of the overdraft limit every 6 months based on transaction volume

Green check​You only pay interest on the amount you use

Green check​You have access to credit resources directly from your checking account

Green check​Coverage, reimbursement, and automatic daily reduction of the overdraft balance from the current account’s available balance at the end of the day

Green check​Overdraft repayment upon maturity

Apply for an Overdraft Line of Credit

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If you still have questions or would like to learn more, you can find quick answers here or contact our support team

Eligibility Criteria

How do you apply?

Do you have any more questions?

If you still have questions or would like to learn more, you can find quick answers here or contact our support team

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Victoriabank — a member of the deposit insurance scheme in the Republic of Moldova

© Victoriabank 2026. All rights reserved.