Mortgage Loan in Romania with a Combined Interest Rate
Intended for the purchase of residential real estate located in Romania.
Financing of up to 100% of the cost
ZERO application review fee
Promotional offer with a fixed interest rate of 7.75% for the first 24 months
subsequently, the floating rate 8.66%
for the period August 1, 2026–September 30, 2026
You can find the promotion details here.
Offer with a fixed combined rate of 7.9% for 24 months
subsequently, the floating rate 8.66%
If you work in:
IT or accounting
the private healthcare sector or private education
public institutions with Victoriabank payroll projects
large company (over 500 employees)
Application review fee – 0 MDL
Annual fee – 500 MDL
Standard offer with a fixed combined rate of 7.9% for 24 months
subsequently, a floating rate of 9.16%
If you work for a medium-sized company (101–500 employees) or receive your salary via a Victoriabank card.
Application processing fee – 0 MDL
Annual fee – 500 MDL
Standard offer with a fixed combined rate of 7.9% for 24 months
subsequent floating 9.66%
For customers who do not meet any of the specific conditions mentioned above.
Application review fee – 0 MDL
Annual fee – 500 MDL
Learn more about the Romania Mortgage Loan with a combined interest rate
Mortgage Calculator for Romania
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