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Variable-Rate Mortgage

Buy your home now! We’re here to support you with the right financial solution, from the initial idea to moving in.

ZERO exam fee

Up to 100% financing for your home

Calculate the rate
Variable-Rate Mortgage

8.66% floating-rate offering

for the entire term of the loan

Details

If you work in:

  • IT or accounting

  • the private healthcare sector or private education

  • public institutions covered by Victoriabank payroll projects

  • a large company (over 500 employees)

Application review fee – 0 MDL

Annual fee – 500 MDL

Sample Calculation
Loan Amount1,100,000.00 MDL
Term25 years
Monthly payment8,978.29 MDL
DAEAnnual Percentage Rate (APR)9.06%
Total Amount Dueloan amount + all related costs2,705,487.85 MDL

Be financially responsible. Be sure to repay your loan on time.

This amount does not include property insurance costs.

9.16% Floating-Rate Offering

for the entire term of the loan

Details

If you work for a medium-sized company (101–500 employees) or receive your salary on a Victoriabank card.

  • Application processing fee – 0 MDL

  • Annual fee – 500 MDL

Sample Calculation
Loan Amount1,100,000 MDL
Term25 years
Monthly payment9,353.56 MDL
DAEAnnual Percentage Rate (APR)9.60%
Total Amount Dueloan amount + all related costs2,818,064.10 MDL

Be financially responsible. Be sure to repay your loan on time.

This amount does not include property insurance costs.

Standard Offer with a Floating Rate of 9.66%

for the entire term of the loan

Details

For customers who do not meet any of the specific conditions mentioned above.

  • Application processing fee – 0 MDL

  • Annual fee – 500 MDL

Sample Calculation
Loan amount1,100,000 MDL
Term25 years
Monthly payment9,735.02 MDL
DAEAnnual Percentage Rate (APR)10.15%
Total Amount Dueloan amount + all related costs2,932,502.78 MDL

Be financially responsible. Be sure to repay your loan on time.

This amount does not include property insurance costs.

Cashback
Refinance the loan

Learn more about variable-rate mortgages

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Calculate the rate for a variable-rate mortgage

Do you have any more questions?

Contact us. We’re here to help you.

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Eligibility criteria

What can you use your home loan for?

How long can you take out the loan?

Why apply for a home loan from Victoriabank?

From what age can I take out a loan?

Ce condiții trebuie să îndeplinesc pentru acest credit?

Where can I find the full credit conditions?

Can I pay off the loan early?

If I earn income abroad, can I apply for a loan?

Do you have any more questions?

Contact us. We’re here to help you.

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Victoriabank — a member of the deposit insurance scheme in the Republic of Moldova

© Victoriabank 2026. All rights reserved.