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Guaranteed Loan

Flexibility for your plans, from everyday expenses to refinancing existing loans.

Up to 100% financing, depending on the value of the collateral

Term: 13–60 months

Guaranteed Loan

9.66% floating-rate secured loan

Fees

Annual fee:

500 MDL

Application review fee:

  • Loans up to 1,000,000 MDL

1,000 MDL

  • Loans over 1,000,000 MDL

1,500 MDL

Sample Calculation
Amount Credited200,000.00 MDL
Term5 years
Monthly payment4,216.03 MDL
DAEAnnual Percentage Rate (APR)10.70%
Total Amount Dueloan amount + all related costs255,961.64 MDL

Be financially responsible. Make sure to repay your loan on time.

Learn more about the Secured Consumer Loan

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Calculate the interest rate for a Secured Consumer Loan

Do you have any more questions?

Contact us. We’re here to help you.

Eligibility criteria

From what age can I take out a loan?

Why is so special Consumer Credit from Victoriabank?

If I earn income abroad, can I apply for a loan?

Can I pay off the loan early?

Do you have any more questions?

Contact us. We’re here to help you.

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Victoriabank — a member of the deposit insurance scheme in the Republic of Moldova

© Victoriabank 2026. All rights reserved.