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Fixed-Rate Consumer Loan

Fast financing, preferential interest rates, and dedicated consulting for every stage.

Up to 400,000 MDL

Fixed interest rate for the entire term of the loan

Fixed-Rate Consumer Loan

8.95% Fixed-Rate Promotion

For whom

Promotion details.
For customers who already have a STAR Card or STAR Card Platinum or apply for it along with the loan.

  • Application review fee – free

Sample Calculation
Loan Amount200,000.00 MDL
Term5 years
Monthly payment4,146.82 MDL
DAEAnnual Percentage Rate (APR)9.32%
Total Amount Dueloan amount + all related costs248,809.17 MDL

Be financially responsible. Be sure to repay your loan on time.

No need to pledge the real property.

Fixed-rate offer at 10.10%

For whom

For customers who do not meet any of the conditions of the offers listed below

  • Application review fee – free

Sample Calculation
Loan Amount200,000.00 MDL
Term5 years
Monthly payment4,259.26 MDL
DAEAnnual Percentage Rate (APR)10.58%
Total Amount Dueloan amount + all related costs255,555.36 MDL

Be financially responsible. Be sure to repay your loan on time.

No need to pledge the real property as collateral.

Fixed-rate offer: 9.60%

For whom

For customers who work at a private company with 101 to 500 employees, or who receive their salary on a Victoriabank card as part of the payroll program.

Application review fee – free

Sample Calculation
Loan Amount200,000 MDL
Term5 years
Monthly payment4,210.15 MDL
DAEAnnual Percentage Rate10.03%
Total Amount Dueloan amount + all related costs252,609.22 MDL

Be financially responsible. Be sure to repay your loan on time.

No need to pledge the real property.

Fixed-rate offer at 9.10%

For whom

DIf you work in:

  • IT

  • private healthcare sector

  • private education

  • accounting, budgetary institutions using Victoriabank payroll systems

  • large company (over 500 employees)

Fees – ZERO

Sample Calculation
Loan Amount200,000 MDL
Term5 years
Monthly payment4,161.38 MDL
DAEEffective Annual Interest Rate9.49%
Total Amount DueLoan amount + all related costs249,683.15 MDL

Be financially responsible. Be sure to repay your loan on time.

No need to pledge the real property.

Learn more about the fixed-rate consumer loan

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Calculate the interest rate for a consumer loan

Do you have any more questions?

Contact us. We’re here to help you.

Eligibility criteria

Acte necesare

From what age can I take out a loan?

Why is so special Consumer Credit from Victoriabank?

Din ce se formează rata pentru credite Victoriabank?

Do you have any more questions?

Contact us. We’re here to help you.

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Victoriabank — a member of the deposit insurance scheme in the Republic of Moldova

© Victoriabank 2026. All rights reserved.