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STAR Card

The shopping card that rewards you: cashback in STAR Points with every purchase, interest-free installment payments.

Up to 150,000 MDL

Term – 60 months, with a reduction in the credit line during the last 24 months

Up to 56 days grace period

Discover our partnersApply Now
STAR Card

STAR Card with a floating interest rate of 16.19%

Line of Credit

Details

  • Fee for using ATMs and POS terminals at the teller window for cash transactions – 2%

  • Initiating a transfer via remote service channels – 2%

  • Initial card issuance – Free

Annual service fee for each card linked to the account – first year Free, starting with the second year – 100 MDL/year.

The fee will be charged starting in the second year, in the month the card was issued.

Sample Calculation
Amount Credited50,000 MDL
Term5 years
Monthly payment3,187.52 MDL
DAEAnnual Percentage Rate (APR)18.47%
Total Amount Dueloan amount + all related costs83,566.78 MDL

Be financially responsible. Be sure to repay your loan on time.

No need to pledge the real property.

Why Choose the STAR Card?

SC product requesting credit 1​​

Green check​Shop worry-free—pay for your purchases at Partner Stores in up to 12 installments

Green check​With every full payment, you earn STAR Points: 1 point = 1 MDL​

  • 10-point bonus on your first purchase

  • up to 15% of the purchase amount at partner merchants when paying via VB POS

  • 0.25% of the value of purchases made within the Republic of Moldova

  • 0.10% of the value of purchases made at merchants abroad

Green check​ Up to 56 days grace period and 0% interest on installment payments until 25

Green check​ Reusable credit limit, after each card top-up

Payments in installments and using STAR points can be made ONLY with the physical card present.
Discover STAR partners

STAR Card Calculator

Do you have any more questions?

Contact us. We’re here to help you.

Destination of the STAR card

What are the rules of the STAR Loyalty Program?

Installment Payments

How can I manage payments?

Pe ce termen pot lua creditul?

How is the interest rate for the STAR Card credit line calculated?

Where can I use my accumulated STAR points?

Where can I find the full list of STAR Card tariffs?

De la ce vârstă pot lua un credit?

De ce acte ai nevoie?

Do you have any more questions?

Contact us. We’re here to help you.

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Victoriabank — a member of the deposit insurance scheme in the Republic of Moldova

© Victoriabank 2026. All rights reserved.