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Payroll Account Overdraft

Quick access to money when you need it, straight from your account. Simple, with no unnecessary paperwork.

Up to 200,000 MDL

Term – 60 months, with a reduction in the credit line during the last 24 months

Immediate access to additional funds

Payroll Account Overdraft

Floating-rate offer at 14.11%

Details

You will receive 3 monthly net salaries, ranging from a minimum of 3,000 MDL to a maximum of 200,000 MDL

Sample Calculation
Amount Credited20,000 MDL
Term5 years
Monthly payment239.68 MDL
DAEAnnual Percentage Rate (APR)15.05%
Total Amount Dueloan amount + all related costs31,212.37 MDL

Be financially responsible. Be sure to repay your loan on time.

No need to pledge the real property.

Learn more about payroll account overdrafts

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Calculate the interest rate for a payroll card overdraft

Do you have any more questions?

Contact us. We’re here to help you.

Who is eligible?

Benefits of Overdraft on salary card

Acte necesare

What is an “overdraft”?

Can I change the amount of my overdraft line of credit?

What will be the interest rate charged on the overdraft?

Do you have any more questions?

Contact us. We’re here to help you.

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Victoriabank — a member of the deposit insurance scheme in the Republic of Moldova

© Victoriabank 2026. All rights reserved.