Insurance Policy for Residential and Non-Residential Property
Property insurance provides financial protection for your real estate, related structures, and personal property such as household goods, inventory, machinery, and equipment.
Property Insurance
Property insurance provides financial protection for your real estate, related structures, and movable property such as household goods, inventory, machinery, and equipment. Property can be insured either voluntarily, at the owner’s initiative to protect the property against various risks, or mandatorily, when taking out a loan and pledging the property to the Bank as collateral. Pursuant to the provisions of Article 729 of the Civil Code (Reprinted in the Official Gazette No. 66–75 of March 1, 2019), the mortgage debtor is obligated to insure the mortgaged property, for the benefit of the mortgagee, against all risks of accidental loss or damage.
What do we offer?
Rental Properties
residential buildings: (houses, villas, apartments) along with outbuildings (garages, sheds, basements, fences, etc.)
household goods: items that, by their nature, are not an integral part of the building, such as: furniture, rugs and carpets, paintings, books, household appliances, electronic equipment (photo, audio, video), and other movable property intended for private use or consumption
Non-residential property
buildings, isolated rooms, and other properties intended for economic, production, or social activities (plants, factories, offices, warehouses, workshops, etc.) along with all structural elements located above and below ground level
goods, depending on their intended use or the nature of the activities carried out, such as: office and office equipment (including computers, printers, copiers, desks, etc.); special equipment (including specialized equipment, specialized electronic equipment, refrigerators, installations, etc.); inventory in warehouses (including finished goods, semi-finished goods, and raw materials)
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Termenul de asigurare
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Documente necesare pentru perfectarea poliței de asigurare
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