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What is accident insurance?

Accident insurance is a reliable way to provide financial protection for the insured person and their loved ones in the event of unforeseen health-related situations, especially when it comes to injuries, medical procedures, or loss of ability to work—events that occur independently of the insured person’s will, with a sudden and external effect on their body from a mechanical or chemical perspective, and which result in bodily injury, disability, or death.

What does the insurance cover?

Depending on the risks included in the policy and the risk class determined based on the insured person’s occupation, the following situations may be covered:

✓ Permanent disability – long-term impairment of physical or mental capacity resulting from an accident.

✓ Accidental death – compensation paid in accordance with the policy terms.

✓ Trauma – injuries resulting from an accident, medically confirmed.

✓ Fractures, hospitalization, and expenses resulting from an accident – covered as additional risks, according to the policy

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