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Promotion

Promotional Campaign with fixed rate 8,90%, EAR 9,27%, during 01.12.2025-16.01.2026.

For a credit in the amount of 200.000,00 MDL for a term of 5 years, the following payments are expected:

Fixed rate 8.90%, the monthly rate is 4.141,97 lei. The total payment amount will be 248.518,32 lei, and the effective annual interest rate (EAR) is 9,27%.

Be financially responsible and careful to pay back the loan on time.

About the credit

Purpose

consumer needs for various purposes

Term

minimum 6 months

maximum 60 months

Maximum credit amount

400,000 MDL

Eligibility requirements for applicants

citizenship of the Republic of Moldova or foreign citizenship / statelessness – tax residence of the Republic of Moldova
minimum age of 18 years old at the date of credit issuance
maximum age of 70 years old at the maturity date of the credit
official income and capacity to pay that meets the bank requirements
at least 6 months of work at the current job and at least 6 salary records in the State Tax Service Report
no credits / loans subject to enforcement in the last year

Required documents

The identity document

Note: The Income certificate (if the income is not reported to the State Tax Service) and/or other supporting documents regarding the additional revenues collected (as the case may be).

Costs

Fixed interest rate - 9,10%
File analysis commission - 0 lei

Be financially responsible and careful to pay back the loan on time.

Example of calculation

For a credit in the amount of 200.000,00 MDL for a period of 5 years, rate of 9,10% (fixed) the monthly payment is 4.161,38 MDL, the effective annual interest rate (EAR) is 9,49%, and the total amount payable will be 249.683,15 MDL.

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