For a Victoria Consum credit amounting to MDL 200,000, for a 60 months period with a 12,26% interest rate, the monthly repayment rate of the loan is 3,334 MDL and the maximum possible interest 2,076.83 MDL, in total maximum monthly payment is 5,410,83 MDL. The amount of interest will decrease on a monthly basis as a result of the decrease in the credit balance. The annual effective interest rate is 13,02% and the total amount payable (credit amount + all related costs) is 262,532.87 Lei. The calculations performed may vary insignificant considering the possibility of changing the effective number of days between maturities.