The RCA is a contract between the owner of the motor vehicle, called the insured, and the insurance company. In return for the insurance premium, the insurer undertakes to pay the damage caused to the third party when the insured risk occurs.
For the purposes of drawing up compulsory internal civil liability insurance policies, the subject matter of the insurance is determined, such as the type and cylinder capacity of the motor vehicle, the owner's residence visa, the driving experience and the number of persons allowed to drive the motor vehicle