We offer to your company a new salary system – money transfers on bank cards accounts.  This means that Victoriabank will issue free of charge VISA Electron and/or Cirrus/Maestro cards to all employees of your company. In this way the salary and other necessary payments will be transferred on employees’ card accounts.

advantages for your company:

• The company will reduce cash operations costs;
• It will reduce the time and will simplify the procedure of salary payment;
• The real salary of employees will increase due to the interest calculated on the account balance;
• Besides salary, you can make other payments to cards accounts (premiums, administrative payments and travel payments), eliminating completely cash operations;
• Your employees will not sign the salary documents which means that they will not see their colleagues’ salaries, thus ensuring the confidentiality of transferred amounts;

• With the help of the salary card you have the possibility to receive your salary at any cash dispenser or branch of the bank. Thus, you can take all money at once or only the amount necessary at that moment. Cash dispensers work 24 hour and are always available to you.
• Besides of  cash withdrawing, you may use the card for making payments in shops, petrol stations and other trade and services centers that accept payments by cards (currently there are over 400 units).
• Preferential tariffs are applied on salary cards. In this way, no commission charges are applied for operations made by cards on the territory of the Republic of Moldova (except for cash withdrawing in other banks or in cash dispensers of other banks), there is no minimum balance and minimum initial deposit. 
• By keeping money on card account for only a few days, you obtain an income of 1% annually of the average daily balance of the account.
• Money kept on card account can not be lost or stolen. In case of robbery or loss of the card, please inform the bank by telephone and block up the card. In this way you will only loose the card and not the money. In return of your lost card you will receive a new one and will continue to use your own money.
• Each card has its own PIN-code known by the holder only. This ensures the integrity of money on the card account.
• The card holder will have the possibility to pay for the services provided by such companies as Sun TV, Moldtelecom, Moldcell and Orange, and for utilities without leaving the house.  
• There is a possibility to give to the members of your family the right to use your card account. Therefore, additional cards are issued on the names of the family members named by you. Besides this, you can limit the expenses on additional cards.
• The card is international. This means that you do not need to worry regarding the exchange of money in the country you intend to go to. You may use the card to pay for goods and services and you may withdraw local currency from cash dispensers and in banks, even if the account is in lei. The exchange rate will be more convenient than in exchange offices.
• With the help of the salary card, you have the possibility to make purchases through global Internet network.
• With VictoriaBank cards you will  pay less for your daily needs because you automatically get discounts in the network of  partners of VictoriaShopping project.

 charges for your company:

• Within this project, the company’s one-off expenses are represented by a commission charge of 0,6% of the amount transferred on the card.

charges for employees: