Rural Investment and Services Project - RISP II:

• The maximum amount of loans - 150,000.00 USA Dollars or its equivalent in MDL;
• The loan term – up to 15 years, with a grace period of up to 3 years;
• The following general activities are eligible for financial loans:

1. investments in agricultural farms aimed at developing agriculture and horticulture production;
2. investments for the development of processing, storing, packaging, trading and other agriculture related activities;
3. investments in other activities in rural areas;
4. replenishing of the floating capital in cases when conducting the above-mentioned economic activities (not exceeding 10% of the project amount).

The following legal and individual entities are eligible to this credit line:

• conduct an entrepreneurship activity, inclusively:

1. private entrepreneurs;
2. private farmers;
3. organisations or production groups of any legal form of organisation, involved in agricultural activities (processing, production, trading of agricultural products); or
4. other entrepreneurship activities in rural areas (excepting town of Balti and Chisinau);

• conduct their activity in rural areas and have a technically and financially viable business plan, cash flow and capacity to satisfactorily reimbursement of loans;
• provide their own contribution not less than 20% (10% - for new sub-borrowers) of the total cost of the investment indicated in the business plan;
• have a sufficient guarantee (pledge), the value of which has been estimated by a licensed company  and present personal guarantees (as the case may be);
• undertake to hold an insurance for the pledged goods with an insurance company accepted by the Bank.

• procurement or renting of lands;
• home building or innovating;
• procurement of buildings;
• refinancing of any existent debts;
• investments in securities/capital stock;
• financing the production and trading of tobacco and tobacco products, inclusively of alcohol;
• procurement of pesticides.