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Conditions of the deposit on Multifunctional Card/Constructor Card |
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Lei
Period | Initial amount | Interest rate (yearly) | Replenishments | Withdrawing | Paying interest monthly | To the current account | To the card account | Interest capitalizing |
6 months |
5000 |
8,5%
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Without limit
| *After 6 months from constitution |
- |
Yes |
- |
12 months |
5000 |
9,5% |
Without limit | *After 6 months from constitution
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- |
Yes |
- |
24 months |
5000 |
10,5% |
Without limit | *After 6 months from constitution
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- |
Yes |
- | * Up to 10% monthly, from the balance at the end of previous month
USA Dollars
Period | Initial amount | Interest rate (yearly) | Replenishments | Withdrawing | Paying interest monthly | To the current account | To the card account | Interest capitalizing |
6 months
| 300 |
4% | Without limit | *After 6 months from constitution | - | Yes | - | | 12 months | 300 |
4,5% | Without limit | *After 6 months from constitution | - | Yes | - | | 24months | 300 |
5,75% | Without limit | *After 6 months from constitution | - | Yes | - | * Up to 10% monthly, from the balance at the end of previous month
EURO
Period | Initial amount | Interest rate (yearly) | Replenishments | Withdrawing | Paying interest monthly | To the current account | To the card account | Interest capitalizing | 6 months | 300 |
3,75%
| Without limit | *After 6 months from constitution | - | Yes | - | | 12 months | 300 |
4,5% | Without limit | *After 6 months from constitution | - | Yes | - | | 24 months | 300 |
5.75% | Without limit | *After 6 months from constitution | - | Yes | - |
* Up to 10% monthly, from the balance at the end of previous month
If the account will be closed before the maturity date: In the case of contract's disolving in the first month of the deposit, the bank retains a commission of 1% of the deposit ammont at the time of disolving, min . 50 lei, or 5 USD / EUR for MDL deposit, the interest will be calculated at a rate of 1% annually
for USD/EUR deposits, all paid interest will be deducted from the deposit
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