Loan per flux | Average amount of monthly inflows of funds on lei accounts for the last 12 months multiplied by 2 , but not exceeding 100 thousand lei | Up to 12 months | 19% annually | 1.5 % | - without pledge (collateral) - bank returns to the debtor 10% of the total amount of paid interest if the debtor makes, during the duration of the loan agreement, at least 90% if inflows of funds through the current accounts opened at Victoriabank (the reimbursement is made after the full settlement of the loan and any associated payments without any delays). |
