|
Lei: Period | Initial amount | Interest rate (yearly) | Replenishments | Withdrawing | Paying interest monthly | Cash | To the card account | Interest capitalizing |
36 months
|
100
|
9%
(fixed in the first year)
|
Monthly, maxim 50% from the balance at the end of previous month, except last 2 months
|
After 12 months, 20% from the balance at the end of the previous month*
|
Yes
|
Yes
|
Yes
|
USA Dollars:
Period | Initial amount | Interest rate (yearly) | Replenishments | Withdrawing | Paying interest monthly | To the current account
| To the card account | Interest capitalizing |
36 months
|
10
|
4.75%
|
Monthly, maxim 50% from the balance at the end of previous month, except last 2 months
|
After 12 months, 20% from the balance at the end of the previous month*
|
Yes
|
Yes
|
Yes
| Euro: Period | Initial amount | Interest rate (yearly) |
Replenishments |
Withdrawing | Paying interest monthly | To the current account | To the card account | Interest capitalizing |
36 months
|
10
|
4.75%
|
Monthly, maxim 50% from the balance at the end of previous month, except last 2 months
|
After 12 months, 20% from the balance at the end of the previous month*
|
Yes
|
Yes
|
Yes
| *keeping the minimum required balance * The interest rate for first year is fixed, for next years is variable.
Deposit may be constituted by persons aged 50 years or persons which holds pensioner card.
If the account will be closed before the maturity date the interest will be calculated al follows:
in the first 6 months, at the rate of 1% annually for MDL deposits and 0% for USD/EUR deposits
in the period of 7-12 months, at the rate of 7 % annually for MDL deposits and 2% for USD/EUR deposits
după 12 luni, dobânda nu se recalculează
|
