 | To your convenience, VictoriaBank offers you the following card packages of different international payment systems, with similar possibilities:
Shop&Fly Card – first Visa co-brand product issued in partnership with airline company Air Moldova and Victoriabank, which provides the following possibilities:
- to accumulate mile-bonuses based on journeys made with Air Moldova‘s flights;
- to accumulate mile-bonuses at each purchase for goods and services, paid with banking card, also at cash withdrawal transactions abroad;
- to use mile-bonuses accumulated to payoff total or partial air ticket cost at Air Moldova’s destinations, or other services provided by the company, as well as payment for services and products from partner – companies, and many others;
- to benefit of all options given by Visa Electron and Visa Classic cards, including Victoriabank’s special offers.
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The First Multifunctional Bank Card from the First Bank of Moldova! VictoriaBank offers the multifunctional banking card as a solution for multiple cares. With the multifunctional Banking card you can: - Manage 4 accounts in the same time
- Create a deposit and take a credit
- Gain money if you keep it on the card account
- Have the entire bank on one single card
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Visa Electron or Maestro – useful, convenient and accessible bank cards, at the low costs for opening and service, offering you the following possibilities:
- to pay for goods and services anywhere in the world, invoices for public utilities
- to open a credit line at any time
- to open up to five supplementary cards, for example, for your family
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Visa Electron and Maestro cards allow you effecting certain transactions through Internet without using a PIN - code, while the Maestro card allows you executing transactions only using a PIN-code.
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| Visa Classic or MasterCard Standard – the most popular cards in the world, combining expedient costs and services |
 - easy-to-use and multipurpose bank cards
- the possibility to open a credit line, in case if you have a credit agreement with the bank
- can be used not only in the framework of electronic terminals and ATM, but also in the mechanical paper-based systems, such as execution of transactions through telephone or Internet
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Insurance of Gold banking card holders - covers all travel risks and you get it automatically if you pay for your trip with MasterCard Gold or VISA Gold.
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Visa Gold or MasterCard Gold – cards specially designed for high-income individuals with solid and stable financial situation. Besides, with these types of cards: |
- the card opening and reemission is effected under the urgent procedure
- as a card owner, you have a priority in service
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Visa Platinum – designed for privileged customers and represents the high status, welfare and impeccable financial reputation of cardholders.
|  Visa Platinum cardholders will have unique advantages such as: The "Priority Pass" program which offers priority access to VIP lounges in airports all over the world; Purchases assurance service and warranty extended period for products paid through Visa Platinum card
- Medical and Legal Assistance, accorded during trips abroad for up to 90 days not only for cardholder but for family members too.
- "Concierge" service which allows the cardholder to receive assistance when organizing a trip and others
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| Visa Infinite - a universe of unlimited opportunities and full safety - it is no wonder that this card is called Infinite. Card that provides a unique combination of offerings, facilities and service 24/24 worldwide. Visa Infinite allows access to the widest range of travel, restaurants, shopping, and leisure and entertainment opportunities. Furthermore, is available Concierge free service, with which you can realize your preferences and in extreme situations global support service comes to help you. Conditions: | Loan amount - up to 1 million lei; Loan term - 24 months with possibility of extension; Interest rate - annual percentage fluctuating value actually connected to the loan amount and paid by the borrower for the use of funds during a period of time (number of actual calendar days) based on 360 days per year; Period of grace - up to 65 days, during this period the loan interest rate is 0% annual for payments in commercial networks and for cash withdrawals. Credit payment - shall be reimbursed by the Debtor in the amount of Quota Loan Tariffs shown in (a certain% of the loan balance used to the end management) within 35 calendar days; Loan payment - shall be reimbursed by the Debtor in the amount of Quota Loan specified in Tariffs (a certain % of the loan balance used at the end of month management) within 35 calendar days; The loan can be used repeatedly; | | |
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Maestro Deposit is a bank card issued for individuals who place a cash deposit at VictoriaBank and benefit from monthly interest rate withdrawals. This bank card is free of charge for the first year and is issued upon request. No minimum amount for initial deposit is required, neither the existence of a minimum balance on your account.
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| Advantages of Maestro Deposit bank cards: |
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- It is not necessary to come every month to your bank for interest rate withdrawal;
- You get an unlimited access to your money directly from ATMs;
- You can pay for bills directly from ATMs;
- You can pay with this bank card for every purchase or service, in the country or abroad.
- Bank cards have the same advantages and features as the regular ones.
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| Card Constructor is the card that gives the the possibility to attach one or many accounts to them .Any VictoriaBank card can become Card Constructor. |
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bank card acceptance as means of payment:
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| A bank card from VictoriaBank is a contemporary instrument, which can be used both in Moldova and abroad, as a means of payment for services and goods in stores, restaurants, hotels, salons, as well as through Internet, etc. |
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| commercial rate for transactions with bank cards Established at 25.05.2013-27.05.2013 |
| Currency | Purchase | Sale | | USD | 12.40 | 12.58 | | EUR | 16.02 | 16.30 | | RON | 3.62 | 3.72 | | RUB | 0.393 | 0.404 |
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