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The Multifunctional Banking Card


A Banking card with multiple functions from THE First Bank of Moldova!

More, now every card may become a Multifunctional one.

 
 Multifunctional Card usage guide
 
 

The First Multifunctional Banking Card from the First Bank of Moldova!

 

A Banking card with multiple functions from the First Bank of Moldova!

 For all personal needs and multiple financial situations, Victoriabank created a Multifunctional Banking Card with more possibilities.

 
Why Multifunctional?

Because it includes multiple functions that will help you to manage your money starting from activating a credit or obtaining an interest rate for the unused money.
 

What does represent the Multifunctional Banking card from Victoriabank?

 The Multifunctional Banking Card permits to you to have 4 accounts in the same time and every account includes its own functional advantages:
 
1. Card account/credit account  – A credit without pledge – till 50000 lei:

Card account – includes ordinary well- known possibilities to manage the deposed money:

  • You can pay for the public utilities and GSM services every time at every hour in 24/24 Office.
  • You can pay for any goods or services all over the world
  • You can pay off from your home or office using the  Personal.Bank Service
  • More, the withdrawing from the  Victoriabank ATM is free of charge
  • You can replenish the account in cash or through a transfer in every Victoribank  branch or from every point of world
Credit account – you can activate a credit line which can be used for every destination in every hour.

Conditions of credit on Multifunctional Card
 
 
2. Deposit account 
  • Deposit account is consider to be active from the moment  when you accumulate at least 5000 MDL or  an equivalent  in US dollars/Euro. The interest is transfered on your card account;
  • You can transfer or withdraw money without loosing  the interest rate
  • You can replenish in cash directly from the existing money from the card account 
Conditions of deposit on Multifunctional Card
 
 
3. BONUS current account – an interest rate for the unused money:
  • You can replenish even from  the card account, or through the money transfering or in cash, in every Victoriabank branch.
  • You can transfer, withdraw or pay for services, bills in every time through Victoriabank ATMs, branches or  the 24/24 Office
  • You can withdraw  the necessary sum. In case if the money are kept more than 3 months you’ll obtain an interest rate for it. 
Conditions of the Current Account on Multifunctional Card
 
 
4. EURO Current account  – an useful account especially for those who frequently travel  to any European country.
  • An euro account with permanent access through ATMs and POS-terminals
  • It is very comfortable because when you withdraw money the currency conversion isn’t.
 


Advantages of the Multifunctional Banking Card:

  • Revolving credit - including a grace period for the payment of interest rate - with 0% (zero) interest rate ! - for the amounts used in commercial bank network and paid during recent month!
  • Deposits which can be open in lei and foreign currency.
  • The opportunity to issue the card with  "0" (zero) credit limit, in case of solicitation.
 
How to obtain the Multifunctional Banking Card?

You can obtain the multifunctional Banking  card in every Victoriabank branch from Chisinau or Moldova. 

 
Tariffs for Multifunctional Banking Card
List of documents necessary for requesting a Multifunctional Card
 

Now you have the  entire bank on one single banking card!

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